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Title Insurance Order Form

What Is Title Insurance?

When people are introduced to the concept of title insurance they are not always exactly sure what it is or what it protects. Unlike other forms of insurance, title insurance protects against what happened in the past. All other forms of insurance protect you from things that may happen in the future. One of the largest investments you can make is the purchase of property. You should realize whenever you buy property that the owner has extremely strong rights as does his family and heirs. Also, there may be others, in addition to the owner/owners, who have rights in the property. For example, these rights may be held by a governmental body or contractor.

A title search uncovers unpaid taxes or mortgages, judgments against previous owners, easements, and other court actions or recorded documents which can affect title to real estate. Our job is to examine and report such defects in title so that these matters can be corrected and cleared up. This is the first benefit you receive when you order title insurance from the Philip F. Greco Title Company.